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Rate Control

Can I do anything to get a lower mortgage rate?

Of course, to a certain extent mortgage rates are tied to federal financial policy. Out of your hands. But that doesn’t mean there aren’t favorable products and procedures you can use to land the best rate possible. For instance:


The adjustable Rate Mortgage (ARM) is one way to ensure a lower mortgage rate for the first few years of your loan. While the typical ARM adjusts every year, newer products have 3, 5, even 7 year periodic adjustment schedules.